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Debt Consolidation Loans

If you have debt that you need to pay off, we have lenders that can provide you with a new home loan, consolidating all the debt you want paid off into your existing or new loan.

Sometimes, simply refinancing your mortgage or consolidating a number of debts into one loan can be enough to ease your financial burden, by making one repayment and therefore lowering the repayment amount each month.

These loan conditions are dependent on your payment history on the debts, typically over the last 3-6 months. Just because it's bad doesn't mean you won't get a loan.

Whether you have a salary or are self employed there are many options available to you. Typically, the most you could borrow is up to 95% of the value of your property, and depending on the level of debt being consolidated, you may need to pay the Lenders Mortgage Insurance premium.

Contact us and tell us about your situation. We'll suggest ways you can restructure your finance to achieve the above benefits.


We must use time wisely and forever realize that the time is always ripe to do right.
Nelson Mandela

Debt Consolidation Loans

  • Consolidate all debt into one loan
  • Have nuisance debt paid off
  • Make one payment each month
  • Save on high interest costs
  • Bad debt or poor credit history OK
  • Solutions available from lenders
  • Bring relief to your life now

Have a professional Time Finance mortgage broker contact you to get your loan requirements arranged on a no charge, no obligation basis.

Call 1300 833 839 or enquire online ›››

Choose from over 650 loan products from Australia's Top Banks and Mortgage Lenders.