LOAN CALCULATORS & TOOLS
Use the following mortgage calculators and tools to assist you in planning for your approximate borrowings, costs and repayment amounts when purchasing property or refinancing.
| Loan RepaymentsExtra RepaymentsBorrowing Power CalculatorSplit Loan | Lump Sum PaymentsStamp DutyIncome TaxBudget Planner |
How much will my repayments be?
The amount you can comfortably commit to borrow and repay will be determined by your income (including any rental property income), your other financial commitments, and your day-to-day expenses. Those commitments include your proposed Home Loan repayments, credit card and other bills, repayments on other loans, and any additional expenses.
You should also allow for interest rate rises and other unexpected costs when doing your calculations. Most importantly, you need to take your current and future lifestyle into consideration and have a realistic view of all your expenses and desired spending habits.
If you have a variable rate loan, your monthly repayments will change when there are interest rate changes. If your loan is fixed, then you have the benefit of knowing your exact monthly payments.
You can also split your loan types to accommodate part fixed and variable amounts.
Download our handy Costs of Buying a Property Worksheet
Time is money but money aint time.
Mortgage Calculators and Tools
- Budget wisely
- Know your limits
- Be comfortable with your repayments
- Allow for unexpected costs
- Cater for your lifestyle
- Consolidate debts
- Determine your flexibility
- Know what loan features you need
- Get final costs from us
- Move with confidence
Have a professional Time Finance mortgage broker contact you to get your loan requirements arranged on a no charge, no obligation basis.
Call 1300 833 839 or enquire online ›››
