Our Service is Free to You
We will help you decide which is the best loan for you, do the paperwork, lodge your loan, and follow up with the lender. We’ll do all the hard work on your behalf, at no cost to you.
We get paid by whichever lender you get a loan with. This does not impact you or your financial situation or any of the benefits of your loan in any way. Lenders pay brokers out of their own budget for bringing a suitable loan to them.
With the vast majority (over 70%) of all loans prepared by brokers now, this is normal standard practice.
Do not pay any broker for assisting you with your residential loan enquiry – see us, and we will do this at no cost to you.
We’re Ready When You Are
When you’re ready, you can contact us anytime to get started by calling us or using our simple online contact form to begin the process.
Dedicated Personal Service
Your personal Time Finance Loan Consultant will assist you every step of the way, starting with a meeting to complete the paperwork. We will explain to you:
- Your borrowing capacity
- Your funds-to-complete requirements
- Competitive interest rates
- Fees and charges
- Suitable loan features such as redraws and more
- Early repayment penalties
- And much more…
Saving Your Time and Effort
Think of how long it would take you to sift through the brochures and sales material of just three or four different banks and lending institutions. Now imagine doing that five or six times over!
Our job is to remove all the hassle and manage the loan process from beginning to end, giving you the time to focus on more important things.
Technology Advantage
We use sophisticated software that compares hundreds of loans and shortlists them against your specific borrowing requirements.
This software, which is constantly updated from all lenders represented, compares your needs and preferences against all loans in the market and provides details on:
- Loan features
- Interest rates
- Key fees and charges
What We Can Tell You
- What is available
- The best rates
- Who will loan you the most
- What the fees and charges are
Most importantly, we can provide you with an accurate cost of a loan in the long term, instead of just judging a loan on its current short-term interest rate, honeymoon deals, or other special offers.
The Best Advice Because of Our Independence
Because we represent a wide and diverse range of lenders, we can provide you with a huge range of hundreds of loans to choose from.
It doesn’t matter to us which loan you choose, so our satisfaction comes from making sure we find you the best loan available for your personal circumstances.
Experienced Service from Dedicated Professionals
One of our experienced Time Finance Loan Consultants will discuss your options. With a vast network of professional consultants all around Australia ready and able to service your loan requirements, we are confident you will get the professionalism, guidance, and service you need.
Giving You the Answers You Need
Our brokers offer straightforward, easy-to-understand advice, giving you realistic answers to your questions. We will discuss any issues or limitations you may have and the strategy to help you resolve them if there are any.
Helping You Understand
One aspect of searching for a home loan that concerns many people is the jargon financial institutions use. What’s the difference between:
- Principal and interest mortgages
- Offset accounts
- Interest-only mortgages
- Redraw facilities
- Lines of credit
- Interest capitalisation
It’s our job to cut through all the lenders’ financial jargon and give you all the necessary information in plain English so you can make an educated decision.
