Buying My First Home

When buying before selling existing home Allows you to act fast Good if you have equity Provides 6-12 months to sell Flexible payment options Bridging Loans or Bridging Finance is generally used when a homeowner purchases another property that will settle before their existing house is sold. Lenders will assess…

We will find your next home loan Many recent loan changes New products & features Application conditions changed Various options for new loan Move with confidence Contact your Time Finance broker If you are about to purchase your next property, or have just placed an offer and need to quickly…

Australian citizens abroad Non-Australians Temporary residents Foreign companies High borrowing capacity We manage for you At Time Finance our broking services extend to Australian citizens living abroad and overseas purchasers of property in Australia who are not Australian citizens, or do not have residency status in Australia. If you are…

Increase your deposit First Home Owners Grant Gift or Guarantor Deposit Bonds Good money habits Deposit Saver Accounts One of the most important parts of getting a home loan is to have a deposit. The higher the deposit amount, the better lenders will review your application and your chance of…

Everyone started somewhere You could become a landlord now Buying property is easy Buy to live in Invest whilst you rent Low cost options available Start wealth creation now Its time-in, not timing Hardest thing is getting started Enquire to know your options If you are currently renting and think…

Exciting Time It’s easy to buy property Important Loan & Property info Identify how much you can borrow Work out what type of loan you want Are you eligible for FHOG? How much deposit? Bad debt & poor credit history OK Everyone started out sometime Ask for help Buying your…

For first home buyers Extra state bonus available Used as part of your deposit Act now We will coordinate for you The First Home Owners Grant (FHOG) is a once-off tax-free payment to anyone buying their first home in Australia. It is funded by each State & Territory Government. Eligible…

For higher loan amounts Not only for Professionals Additional loan features Flexible loans Professional packages are generally offered on home loan amounts over a certain (higher) value. Whilst originally designed for higher value clients such as professionals, the loan is available to anybody who takes a loan over a particular…

Standard Costs Some mandatory, some optional Paid to government & lender Depends on property & loan value Some costs covered in loan No charge for our service Use the purchase costs estimate form Speak to us to get all the true costs There are a range of standard costs you…

Private treaty or Auction Meet with Mortgage Broker first Know your price range and limit Research the market Get legal advice before signing Arrange pest/building inspections Study up on auctions Make offers confidently Organise your deposit Allow 6 weeks for settlement It can be a very exciting and challenging time…