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What aspects interest you?
You want to get a cheaper interest rate to reduce your monthly commitments and improve cash flowTo take advantage of new or better loan features on offer that may suit you betterSimply paying off your loan sooner. If say, you have 20 years left on a 30-year mortgage, you might want to refinance into a 15-year loan for a long-term savings opportunity. Your monthly payments could go up, but you’ll pay off your home faster.For asset purchases, including buying another property to help you attain your wealth goalsYou want additional funds to renovate your homeYou want to raise cash for a lifestyle purchase, such as cars, holiday, school fees etc.For Debt Consolidation purposes – if you want to pay off your debts quicker and cheaper by rolling them into your home loanYou want to roll all your accounts into one home loan account eg apply savings money to your loan – an “all-in-one” accountYou want to switch from a fixed rate to a variable rateYou want to switch from a variable rate to a fixed rate, for the benefit of certainty of repayments.You want a break or holiday period of making repaymentsYou want to restructure your finances and improve tax benefitsBy consolidating various smaller debts like credit cards or personal loans into one large debt, you may be able to reduce interest rates or lower your monthly repayments. Plus you only have one loan to keep track of.

Any other comments or information you would like to provide?