For first home buyers Extra state bonus available Used as part of your deposit Act now We will coordinate for you The First Home Owners Grant (FHOG) is a once-off tax-free payment to anyone buying their first home in Australia. It is funded by each State & Territory Government. Eligible…

For higher loan amounts Not only for Professionals Additional loan features Flexible loans Professional packages are generally offered on home loan amounts over a certain (higher) value. Whilst originally designed for higher value clients such as professionals, the loan is available to anybody who takes a loan over a particular…

Standard Costs Some mandatory, some optional Paid to government & lender Depends on property & loan value Some costs covered in loan No charge for our service Use the purchase costs estimate form Speak to us to get all the true costs There are a range of standard costs you…

Private treaty or Auction Meet with Mortgage Broker first Know your price range and limit Research the market Get legal advice before signing Arrange pest/building inspections Study up on auctions Make offers confidently Organise your deposit Allow 6 weeks for settlement It can be a very exciting and challenging time…

Congratulations for starting! You’re in the right place Helping first home purchasers Advice for existing property owners There are no silly questions All your options explained We will help you understand Best solution for you will be found It’s easier than you think Just get started The fact that you…

When it is time to buy your first property to live in, or move to a new home, perhaps you are wanting to purchase an investment property, then these handy articles will help you with lots of useful information. Steps in buying a property Costs of buying a property Buy…

Mortgage allows you to buy property Lenders provide the funds to buy Pay off over long term of 25-30 years Know when you are ready for a loan Use calculators to estimate repayments Work out what flexibility you need Call us to get started A mortgage is a lien (security)…

Have times changed since you last got your loan? Or do you just want the best loan out there? Getting your loan refinanced to better suit your current lifestyle and needs is a wise and simple step to take. We will compare your existing loan to the hundreds of loans…

Prepare documents in advance See what is relevant to you We will tell you exactly what you need Ask employer for letter if required Print out statements Make two copies Need all documents before applying Print this checklist to use Your Time Finance Mortgage Broker who will explain exactly what…

Simple process Clear guideline of what to do Provides confident buying process Valid for 3-12 months Allows you to act quickly Gives you peace of mind Getting your finance pre-approved before you go house hunting is simple to do and gives you great confidence in the buying process. A pre-approval…